During a live stream on July 16th, 2025, Jaynes Baby Bank announced:

So I’ve been authorized by the Financial Conduct Authority to use our sensitive business name. It’s been agreed it’s a sensitive business name, but I can use it.

Herein lies the issue. On August 19, 2023, Carrie-Anne Risdale claimed, “We’ve been authorised by the Financial Conduct Authority to operate as a business before our charity number comes through.” Later in this article, we’ll highlight her recent attempt to conceal her previous assertions about being the only FCA-authorised organisation permitted to use “charity” in its title, a significant red flag and a critical error by this questionable organisation. Below is a brief historical overview of her statements regarding FCA authorisation.

13th of November, 2022.

Yeah!!!!
I will let you lot let the haters know!
You can’t say you are a charity unless you are a charity….
I didn’t – I said I owned a charity shop! 😜

Source: https://www.facebook.com/share/v/1EtNy556UV/

9th of Feburary, 2023.

I don’t need to be a charity – the Financial Conduct Authority authorised my full business name: Jayne’s Mother & Baby Bank, Food Bank and Charity Shops.
We are already in the charity registration and CIC process and have preliminary numbers for our charity and corporation tax . Which reminds me, have you submitted your accounts yet? On the charity and CiC and HMRC websites all your accounts are overdue?? And just to remind you all over 10k you need to employ a registered accountant to do the accounts for you.

Source: https://www.facebook.com/share/v/19kh4e9ShA/

March 7th, 2023.

Just dropping the screen shot of the Financial Conduct Authority authorisation of our full business name Jayne’s Mother and Baby Bank, Food Bank and Charity Shops. Our shops have also been authorised by Caerphilly and Torfean Councils. We are still in the system for full charity registration under this name and have preliminary numbers and CIC preliminary numbers and corporation tax preliminary numbers… because some people have forgotten we are the bees knees 😁

Source: https://www.facebook.com/share/p/1FSrFFeJt3/

19th of August, 2023:

We’ve been authorised by the Financial Conduct Authority to operate as a business before our charity number comes through.

Source: https://www.facebook.com/share/v/19VizHrmkP/

June the 3rd, 2025. [[DELETED]]

Our name has been authorised by the Financial Conduct Authority, Jayne’s Baby Bank and charity shops.
Plus they’ve authorised other names that we use.
We’re the only charity in Great Britain that’s been authorised by the Financial Conduct Authority to use the word charity in our title.

Backup: https://archive.org/details/20250603-1294720275163169-sherlock/20250603_1294720275163169_Sherlock.mp4

Let’s take a closer look at this now-deleted video that Carrie-Anne attempted to conceal. By watching the backup version and listening from the 2-minute 40-second mark, you’ll hear her make several questionable and misleading claims.

Because you are telling people that we are not regulated. We are regulated.

Our name has been authorised by the Financial Conduct Authority, Jayne’s Baby Bank and charity shops.

Plus they’ve authorised other names that we use.

We’re the only charity in Great Britain that’s been authorised by the Financial Conduct Authority to use the word charity in our title.

That’s a first.

You’re always welcome to use our transcript search engine to look up any Financial Conduct Authority claims involving JBB. All information is sourced and verified-no misinformation, no malicious content-just accurate, transcribed material directly from Carrie-Anne Ridsdale herself. To reiterate: Jaynes Baby Banks is not a registered charity. Misleading the public and exploiting vulnerable individuals through deceptive language is illegal. Carrie-Anne Ridsdale and Jaynes Baby Bank are operating under false pretenses and should be held accountable. Below is a clipped version of her DELETED video.

YouTube video

Sherlock

By Sherlock

I am Sherlock, specializing in all aspects of IT and Information Security. As a white-hat expert in information, my focus is on keeping the South Wales Valleys safe. There's no place like home.

5 thought on ““The Only FCA-Approved Charity?” Jaynes Baby Bank False Claim Exposed”
  1. I’m a bit confused. I didn’t think that ‘food banks’ paid for an online shop to be delivered to people who use a food bank, but yet again Ms Ridsdale is posting details of an online shop that she is saying she paid for for a user of her ‘food bank’. She really is deluded!! Obviously just a receipt for her own shopping. When is she going to realise that normal people are not as thick as her!

    1. Is this regarding the November 2023 receipt she shared? We do have recordings from her earlier streams where she mentioned paying for some food deliveries, though the delivery address listed was her home postcode. I don’t consider this an automatic red flag for deception, as it’s entirely possible she just hadn’t updated the delivery address at checkout.

      S

  2. Lmao not even registered on the FCA website, just looked.
    Omg what is she smoking 🤣🤣
    Taking advantage of vulnerable adults if not ok in any book.
    How much did she gastric band cost from the jbb funds?

    1. I’ve checked too, definitely not registered with the FCA in any shape or form!
      She is a true pathological liar, as she believes every word she utters is the truth!

Leave a Reply

Your email address will not be published. Required fields are marked *